balachiDavis

Frankly speaking, 22 000 per month is definitely not enough.( [' D# T- F4 H
At least, not enough to build up a family...6 ]* D+ W2 l8 B: }" c, ]" X8 @
And you havent included this: you have to give some to your parents or whatever......
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But the good thing is: you wont just simply put the money at the bank, you will invest 9 y/ a& N  A1 G& d8 `6 x
so after 10 years I am sure that you will have more than this amount.
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Actually, i dont think 22 000 is enough for marriage as well......you know the women ga lah....kaka