如果你o係未來十年平均收入係$22,000 per month.....
你地覺得夠唔夠?
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1 g# m& u" v& J l% E9 @3 h夠既意思係指你會唔會俾得夠屋企, 又ok有能力買樓結婚, 同埋儲下錢以備不時之需咁
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如果俾我既話講真都ok既, 但係好似都唔係好穩陣.....
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以下係我既plan:: q1 O5 R2 k- G: M) Q" a3 `
home - $80009 b) \- |# M; V
self basic use (including entertainment) - $4000# w X# o v) f5 K
MPF - around $1000
8 j5 k( L# A4 Linverstment + insurance - $1000-$1500
% Y4 X* R; ?# A# h# {Miscellaneous - around $2000 on average (travel & other purchases & TAX!!!) " [6 G( N5 M- c+ ^
% r7 z" b" |3 k9 QNORMAL SAVINGS: $5000-6000 per month! Y* q: y& M+ I0 q1 _( O
- U* s" }) Z3 d* @# Z+ }AFTER 10 years, your savings: about $5500 x 12 x 10 = $ 660,000
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% F& j# z, j; l" L9 y: e7 ~如無意外會有六十六萬o係手.....唔計o的inverstment 同 insurance
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買層樓當好好地都要二百萬....
; T! ]& Y; k# Z+ U0 ]- {+ A" Z, ~三成首期, 六十萬.....0 y% m4 E2 @! r' ]
裝修最少十萬啦.....+ O0 R- s: p1 K
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買得樓就可能係結婚跟住honeymoon 啦
7 i, s7 r! ~$ a/ @又起碼無咁十零二十萬.....
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`# Z$ c7 e. a/ }" Y( E8 J% f# ~. A之後仲要將供樓加埋入每月既支出.....0 n" s* \9 L. g* u" h8 M
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一個男人, 出黎做左野十年, 當你大學畢業先做野, 都三十幾啦...../ a4 W" V1 M* e: ^1 V7 X: X6 @
/ W6 M! T1 l( V {$660,000 - $600,000 -$100,000 - $200,000 = - $240,000  
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之後仲有生仔呢?!?!?.....供書教學呢?!?!?!?  
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真係要有埋老婆果份先得?..... 但係一個男人撐唔起一頭家真係好似有點兒那個...... Q" r* p: W1 D. Z6 J' u' _
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講真, 兩萬幾蚊一個月對於好多人黎講都好ok啦..... 但係如果想有個好d既生活都真係唔係咁容易......" {! y) ?, Q) ?8 q' o* s- G
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' |% D. K+ m5 Q4 ?9 x: G大家有咩見解?!??!?$ p$ S& Q6 J+ K% {
同埋有咩計畫係可以更好咁運用你二萬幾蚊既月薪?!?!?# ~/ o. c) z* W- L3 }. A; H1 ~
不妨研究下~~~~   |