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發表於 2006-6-9 01:49 PM
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如果你o係未來十年平均收入係$22,000 per month.....
你地覺得夠唔夠?
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q/ K0 t \. N/ [2 O( O夠既意思係指你會唔會俾得夠屋企, 又ok有能力買樓結婚, 同埋儲下錢以備不時之需咁) G9 V& J8 w$ Z9 Q! k
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8 n5 v$ c& F! i7 K如果俾我既話講真都ok既, 但係好似都唔係好穩陣.....0 N1 j1 {* B& a2 N& o
9 O+ P. t# P! T, U: l2 t以下係我既plan:+ H/ X. T5 z& F7 c3 _; X
home - $80003 ^* R. X9 T+ y! }+ |
self basic use (including entertainment) - $4000
$ r6 m. A* y% XMPF - around $1000! ~( |' w A0 F! b) a
inverstment + insurance - $1000-$1500( ^ k5 ]8 [2 {; o
Miscellaneous - around $2000 on average (travel & other purchases & TAX!!!) ; J* W" r" d1 h# i/ d; g
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NORMAL SAVINGS: $5000-6000 per month
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AFTER 10 years, your savings: about $5500 x 12 x 10 = $ 660,000 _7 S0 y: Y) w, N- \5 _
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如無意外會有六十六萬o係手.....唔計o的inverstment 同 insurance
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買層樓當好好地都要二百萬....
4 }) e) {* E S6 D6 E三成首期, 六十萬.....! O4 R! u. J7 f8 O/ U5 y7 C: d
裝修最少十萬啦.....
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買得樓就可能係結婚跟住honeymoon 啦
: e" Y4 P+ N+ S7 X又起碼無咁十零二十萬.....- [1 [4 V) n5 z$ E1 N
+ V7 u% v' n, u1 A1 M; H" g7 X之後仲要將供樓加埋入每月既支出.....
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# M& b& l7 m# W3 E; m, P5 f" S一個男人, 出黎做左野十年, 當你大學畢業先做野, 都三十幾啦.....
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6 n3 e* G9 [9 H; u9 D+ o/ I) }+ m- c+ Z$660,000 - $600,000 -$100,000 - $200,000 = - $240,000  . r, V8 G+ }2 c! k6 z4 {# i
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之後仲有生仔呢?!?!?.....供書教學呢?!?!?!?  
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真係要有埋老婆果份先得?..... 但係一個男人撐唔起一頭家真係好似有點兒那個.....1 J- c9 D" G7 I+ p5 M
4 ?6 [1 x" x$ r講真, 兩萬幾蚊一個月對於好多人黎講都好ok啦..... 但係如果想有個好d既生活都真係唔係咁容易......
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" q! P! h7 J% }3 j! z4 ?' `大家有咩見解?!??!?4 S Z" o$ S( c
同埋有咩計畫係可以更好咁運用你二萬幾蚊既月薪?!?!?: J- c, s3 M8 j" i
不妨研究下~~~~   |
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