balachiDavis

Frankly speaking, 22 000 per month is definitely not enough.
( i0 @5 ]3 g' cAt least, not enough to build up a family...2 }$ V: o) z6 E: H) p7 b
And you havent included this: you have to give some to your parents or whatever....../ o5 L3 J: i# o% }

8 j  ?. S1 L/ e' \9 w' pBut the good thing is: you wont just simply put the money at the bank, you will invest
# k' t8 B! r! a/ Yso after 10 years I am sure that you will have more than this amount.
; G# O- `! w1 \  ?# L- O) u+ q) ^) @- a7 O3 }1 x& n
Actually, i dont think 22 000 is enough for marriage as well......you know the women ga lah....kaka